AI-Powered Virtual CFO for Growth Companies & PE

Know your cash position before
your month-end close does.

vCFO is a virtual CFO delivered as an Agent-as-a-Service. It builds your rolling cash-flow forecast, scenarios, and board reporting from your live financial systems, not from a spreadsheet you maintain by hand. You review and approve. Nothing leaves your desk without your sign-off.

A directional self-assessment. No account, no payment, instant on-screen result.

Who you are

Pick your setting

The controls are the same. What changes is the regime you report into, and what we can honestly claim.

Business

Founders, CEOs, and finance leaders at growth companies and PE-backed operations. Rolling cash-flow forecasting, scenario modeling, and board-ready reporting from your live financial systems.

If you are SEC-registered, the IT general controls pack supports management’s assertion on internal control over financial reporting and the evidence the integrated audit will request. If you are private, the same controls support what your audit committee and lenders expect, with no Sarbanes-Oxley framing applied to you.

State & Local

Finance offices at state agencies, counties, municipalities, and special districts. The IT general controls work is the same: access, change, computer operations and backup, and the development lifecycle over the systems that produce your financial statements.

Authorization: vCFO is not FedRAMP or StateRAMP authorized and is not listed in the FedRAMP Marketplace. We help you prepare. Readiness is not authorization. Confirm your agency’s authorization requirements before procurement.

On the roadmap, not available today: government financial reporting under GASB. vCFO models FASB-basis financials. GASB fund accounting differs materially and is not implemented.

Federal

Federal program and financial-management offices evaluating readiness. Same control coverage, same read-only evidence collection, same human approval on anything that leaves the platform.

Authorization: vCFO is not FedRAMP or StateRAMP authorized and is not listed in the FedRAMP Marketplace. We help you prepare. Readiness is not authorization. Confirm your agency’s authorization requirements before procurement.

On the roadmap, not available today: government financial reporting under GASB. vCFO models FASB-basis financials. GASB fund accounting differs materially and is not implemented.

Live telemetryBuilt from your ERP, accounting, and banking data, not questionnaires.
Human in the loopYour approval is required on every external action and financial move.
US data residencyYour data stays in US regions. Per-tenant isolation by design.
Month-to-monthNo long-term contract. Annual prepay available.
Agent as a Service, not Software as a Service

Software waits for you. Agents work for you.

Most business software is a tool. You log in, you do the work, you log out. If nobody opens it, nothing happens. vCFO is a different arrangement.

Your virtual CFO, running 24 hours a day, every day of the year. It connects to the systems your finances actually run on, including ERP, accounting, banking, and point of sale, and continuously monitors the financial controls your organization reports against. Your team reviews the output and approves it.

Software as a Service
Who does the workYou and your team, by hand, in the tool.
When it runsOnly when someone logs in and works on it.
What you getFeatures, dashboards, and an empty screen waiting for input.
Your jobOperate the software and assemble the numbers yourself.
If nobody opens itNothing happens. The work waits.
Agent as a Service, what vCFO is
Who does the workCoordinated agents do it for you.
When it runsOn a schedule around the clock, 24 hours a day, every day of the year.
What you getFinished work. The forecast, the scenarios, and the reporting, already built.
Your jobReview what came back, decide, and approve.
If nobody opens itThe work still gets done and is waiting for your review.

Nothing is sent outside your company and no financial action is taken until a person on your side approves it. Your team stops assembling the numbers and starts deciding with them.

What your vCFO does

Financial leadership, run by agents you supervise

Coordinated agents do the work of a finance team. You keep the executive decision. The capabilities below are rolling out in sequence; "Live" reflects what is built today.

Live

Rolling Cash-Flow Forecast

A 13-week rolling forecast with base, downside, and upside scenarios and a liquidity runway, refreshed from live data, with variance against your prior forecast.

Live

Scenario & Stress Modeling

Probability-weighted scenarios across the drivers you choose, a stress read on where the model breaks, and a ranking of which driver moves the outcome most.

Live

Board-Ready Reporting

A board-grade summary, KPI trends, narrative, risks, and forward guidance from your live KPIs. Produced on demand, sent only after you approve it.

Rolling out

Working Capital & Runway

DSO, inventory turns, and payables timing intelligence, with the levers that extend runway.

Rolling out

M&A & Valuation Readiness

Continuous valuation, data-room readiness, and the financial rigor PE and acquirers expect.

Rolling out

Capital Planning

Capital allocation and raise-timing analysis grounded in your forecast and runway.

How it works

Connect once. Supervise the rest.

Connect your systems

Read-only connections to your ERP, accounting, and banking systems. The analysis runs on live telemetry, never on a form you fill in.

Agents do the work

Your vCFO agents produce forecasts, scenarios, and board reporting on a schedule, and flag what needs attention.

You review and approve

You sign off on every deliverable. No external communication or financial action happens without a recorded human approval.

Why it earns the CFO seat

Built to a standard, not a demo

Telemetry-only analysis

Production analysis runs on your live financial data. A questionnaire is never a primary input.

Human approval, recorded

Every external action and financial move requires your explicit approval, captured in an append-only audit trail.

Isolation and governance

Per-tenant data isolation, per-tenant cost ceilings, and full audit logging are built in from the first line of code.

Patent pending

Patent-pending technology for AI-driven financial operations.

Pricing that scales with you

Five tiers, by revenue and scale

Each tier maps to your size and the cadence you need. Month-to-month, no long-term contract. Annual prepay available.

Steward
$2M–$10M revenue
$2,495

/month

Controller
$10M–$25M revenue
$4,995

/month

Strategist
$25M–$50M revenue
$8,995

/month

Capital
$50M–$100M revenue
$14,995

/month

Sovereign
PE-backed / $100M+
$24,995

/month

Compare tiers
Start with the free check

See where your cash visibility stands today

Ten questions, two minutes, an instant on-screen read on your cash-flow maturity and the gaps worth closing first.

Take the free Cash Flow Check