{
  "version": "0.1",
  "generated_at": "2026-06-19T00:00:00Z",
  "issuer": {
    "name": "ElasticD3M, LLC",
    "alternateName": "vCFO",
    "url": "https://ai4cfo.ai",
    "email": "support@ai4cfo.ai",
    "country": "US",
    "patent_status": "Patent pending."
  },
  "audience": {
    "primary": "Founders, CEOs, and finance leaders at growth companies ($2M-$100M+ revenue) and PE-backed operations",
    "secondary": [
      "PE operating partners",
      "Fractional CFO practices",
      "Boards and audit committees"
    ],
    "public_sector": {
      "segments": [
        "State and local finance offices at state agencies, counties, municipalities, and special districts",
        "Federal program and financial-management offices evaluating readiness"
      ],
      "scope": "The IT general controls work is the same for public-sector buyers: access, change, computer operations and backup, and the development lifecycle over the systems that produce your financial statements. Same control coverage, same read-only evidence collection, same human approval on anything that leaves the platform.",
      "authorization": "vCFO is not FedRAMP or StateRAMP authorized and is not listed in the FedRAMP Marketplace. We help you prepare. Readiness is not authorization. Confirm your agency's authorization requirements before procurement.",
      "not_implemented": "On the roadmap, not available today: government financial reporting under GASB. vCFO models FASB-basis financials. GASB fund accounting differs materially and is not implemented."
    }
  },
  "capabilities_live": [
    "Rolling cash-flow forecasting",
    "Scenario & stress modeling",
    "Board-ready reporting"
  ],
  "connector_onboarding": "Connections to the customer's ERP, accounting, and banking systems are provisioned during onboarding, with the lead time stated in writing before purchase. Agent output begins once those connections are active.",
  "capabilities_rolling_out": [
    "Working capital & DSO intelligence",
    "M&A & valuation readiness",
    "Capital planning & runway",
    "Tax & controllership agents"
  ],
  "tier_scope_model": {
    "summary": "Pick the tier that matches your revenue and the cadence you need. Capability access scales with tier; the financial frameworks do not change with tier.",
    "scales_with_tier": {
      "agents": "Steward: Cash-Flow Forecast. Controller: + Board-Ready Reporting. Strategist: + Scenario & Stress Modeling. Capital/Sovereign: + working capital, M&A/valuation, capital planning (rolling out).",
      "cadence": "Steward monthly -> Controller fortnightly -> Strategist/Capital/Sovereign weekly.",
      "legal_entities_covered": "Steward 1 -> Controller up to 2 -> Strategist up to 5 -> Capital up to 10 -> Sovereign unlimited."
    }
  },
  "purchasing_protocol": {
    "checkout_provider": "Stripe Payment Links",
    "purchase_status": "pending_launch",
    "purchase_status_note": "Checkout opens at launch. Until then, checkout_url points to the pricing page; to request access, email agents@ai4cfo.ai with subject prefix [AGENT-PURCHASE]. This feed is updated with direct buy.stripe.com URLs at go-live.",
    "automation_supported": true,
    "agent_purchasing_contact": "agents@ai4cfo.ai",
    "agent_purchasing_subject_prefix": "[AGENT-PURCHASE]",
    "authorized_signatory_certification_required": true,
    "ofac_certification_required": true,
    "trial_supported": false,
    "refund_policy": {
      "subscription_tiers": "Month-to-month. No long-term contract. Cancellation mechanics documented at https://ai4cfo.ai/refund."
    }
  },
  "offers": [
    {
      "id": "steward-monthly",
      "name": "vCFO: Steward (monthly)",
      "description": "Entry virtual-CFO tier for a single legal entity, $2M-$10M revenue. Rolling cash-flow forecast with base/downside/upside scenarios, liquidity runway, and variance. Monthly cadence, email support.",
      "category": "vCFO / Subscription",
      "type": "subscription",
      "billing_cycle": "monthly",
      "price_usd": 2495.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "tier_scope": {
        "agents": [
          "cashflow-forecast"
        ],
        "legal_entities_covered": 1,
        "cadence": "monthly"
      },
      "sku": "ed3m-vcfo-steward-monthly",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "steward-annual",
      "name": "vCFO: Steward (annual)",
      "description": "Steward tier, annual prepaid. Same scope as Steward monthly. Two months free vs monthly.",
      "category": "vCFO / Subscription",
      "type": "subscription",
      "billing_cycle": "annual",
      "price_usd": 24950.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "sku": "ed3m-vcfo-steward-annual",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "controller-monthly",
      "name": "vCFO: Controller (monthly)",
      "description": "Virtual-CFO tier for up to two legal entities, $10M-$25M revenue. Adds board-ready reporting. Fortnightly cadence, priority email support.",
      "category": "vCFO / Subscription",
      "type": "subscription",
      "billing_cycle": "monthly",
      "price_usd": 4995.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "tier_scope": {
        "agents": [
          "cashflow-forecast",
          "board-report"
        ],
        "legal_entities_covered": 2,
        "cadence": "fortnightly"
      },
      "sku": "ed3m-vcfo-controller-monthly",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "controller-annual",
      "name": "vCFO: Controller (annual)",
      "description": "Controller tier, annual prepaid. Two months free vs monthly.",
      "category": "vCFO / Subscription",
      "type": "subscription",
      "billing_cycle": "annual",
      "price_usd": 49950.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "sku": "ed3m-vcfo-controller-annual",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "strategist-monthly",
      "name": "vCFO: Strategist (monthly)",
      "description": "Full virtual-CFO partnership for up to five legal entities, $25M-$50M revenue. Adds scenario & stress modeling. Weekly cadence, dedicated review cycle.",
      "category": "vCFO / Subscription",
      "type": "subscription",
      "billing_cycle": "monthly",
      "price_usd": 8995.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "tier_scope": {
        "agents": [
          "cashflow-forecast",
          "board-report",
          "scenario-model"
        ],
        "legal_entities_covered": 5,
        "cadence": "weekly"
      },
      "sku": "ed3m-vcfo-strategist-monthly",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "strategist-annual",
      "name": "vCFO: Strategist (annual)",
      "description": "Strategist tier, annual prepaid. Two months free vs monthly.",
      "category": "vCFO / Subscription",
      "type": "subscription",
      "billing_cycle": "annual",
      "price_usd": 89950.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "sku": "ed3m-vcfo-strategist-annual",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "capital-monthly",
      "name": "vCFO: Capital (monthly)",
      "description": "Enterprise virtual-CFO tier for up to ten legal entities, $50M-$100M revenue. Board partnership cadence, 30-minute priority response. M&A & valuation readiness rolling out.",
      "category": "vCFO / Subscription · Enterprise",
      "type": "subscription",
      "billing_cycle": "monthly",
      "price_usd": 14995.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "tier_scope": {
        "agents": [
          "cashflow-forecast",
          "board-report",
          "scenario-model"
        ],
        "legal_entities_covered": 10,
        "cadence": "weekly"
      },
      "sku": "ed3m-vcfo-capital-monthly",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "capital-annual",
      "name": "vCFO: Capital (annual)",
      "description": "Capital tier, annual prepaid. Two months free vs monthly.",
      "category": "vCFO / Subscription · Enterprise",
      "type": "subscription",
      "billing_cycle": "annual",
      "price_usd": 149950.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "sku": "ed3m-vcfo-capital-annual",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "sovereign-monthly",
      "name": "vCFO: Sovereign (monthly)",
      "description": "Virtual-CFO tier for PE-backed and $100M+ operations. Multi-entity consolidation, unlimited entities, named contacts and priority SLA. IPO/exit readiness rolling out.",
      "category": "vCFO / Subscription · Enterprise",
      "type": "subscription",
      "billing_cycle": "monthly",
      "price_usd": 24995.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "tier_scope": {
        "agents": [
          "cashflow-forecast",
          "board-report",
          "scenario-model"
        ],
        "legal_entities_covered": "unlimited",
        "cadence": "weekly"
      },
      "sku": "ed3m-vcfo-sovereign-monthly",
      "metadata": {
        "lob": "ai4cfo"
      }
    },
    {
      "id": "sovereign-annual",
      "name": "vCFO: Sovereign (annual)",
      "description": "Sovereign tier, annual prepaid. Two months free vs monthly.",
      "category": "vCFO / Subscription · Enterprise",
      "type": "subscription",
      "billing_cycle": "annual",
      "price_usd": 249950.0,
      "currency": "USD",
      "checkout_url": "https://ai4cfo.ai/pricing",
      "sku": "ed3m-vcfo-sovereign-annual",
      "metadata": {
        "lob": "ai4cfo"
      }
    }
  ],
  "free_resources": [
    {
      "id": "cashflow-check",
      "name": "Free Cash Flow Health Check",
      "description": "Free 10-question self-assessment returning an instant directional Cash Visibility Score and ranked gaps. No account, no payment. A self-assessment preview of what a vCFO automates, not a financial audit.",
      "type": "free_tool",
      "price_usd": 0.0,
      "currency": "USD",
      "url": "https://ai4cfo.ai/cashflow-check",
      "leads_to": "steward-monthly"
    }
  ],
  "contract_offers": [
    {
      "id": "enterprise",
      "name": "vCFO: Enterprise",
      "tier": "enterprise",
      "target": "Multi-site / multi-banner operators",
      "purchase_method": "contract",
      "purchasable_via_checkout": false,
      "price_note": "Quoted to scope. Not published. Sold on an annual agreement, not self-serve checkout.",
      "includes": [
        "Everything in Sovereign",
        "Unlimited entities and locations",
        "IT general controls pack",
        "Close and payment control monitoring at multi-site scale",
        "Named contacts, SLA negotiated in the agreement"
      ],
      "contact": "support@ai4cfo.ai",
      "contact_subject_prefix": "[vCFO] Enterprise inquiry"
    }
  ]
}